A MESSAGE FROM TOD EDWARDS, GROUP VICE PRESIDENT
 
Committed to the business. Committed to you.

Now, more than ever, it’s important to work with a lender you can count on. At M&T we’re committed to the wholesale lending business.

· Over $65 billion in assets
· Founded in 1856

And when you consider our continued commitment to core products such as government and renovation loans, it all adds up to M&T being a partner you can rely on to help you make the most of the changing mortgage market.

A Product for Every Need:
As the mortgage climate has changed, M&T has changed with it. Our FHA product set allows you to offer a wide range of options to your customers:

FHA:
Flexible financing features make buying a home with an FHA mortgage from M&T easy and affordable. Home sellers can contribute up to 6% of the home’s purchase price toward your customers’ closing costs. Homebuyers also have the option to pay their closing costs with a gift or grant, when available.

FHA 203k:
A mortgage and home improvement loan all in one, it’s the perfect solution for the house that’s almost perfect. Now your customers can buy or refinance a property that needs renovation, repair or remodeling and finance both the purchase and improvements in one easy step.

All this, plus competitively priced conventional offerings reinforces M&T’s commitment to wholesale lending and to you, our brokers.

Regards,

Tod Edwards
Group Vice President
M&T Bank – Mortgage Division


 


   
The mortgage programs described herein are for the specific use of mortgage bankers & brokers,  mortgage lenders, and other mortgage professionals and is not intended for use by the general public. The information contained and described herein is not intended as a direct advertisement or offer to extend credit directly to the general public. All information is subject to change without notice. Consumers, please visit M&T Bank.

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