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A MESSAGE FROM TOD EDWARDS, GROUP VICE PRESIDENT |
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 Committed to the business. Committed to you.
Now, more than ever, it’s important to work with a lender you can count on. At M&T we’re committed to the wholesale lending business.
· Over $65 billion in assets · Founded in 1856
And when you consider our continued commitment to core products such as government and renovation loans, it all adds up to M&T being a partner you can rely on to help you make the most of the changing mortgage market.
A Product for Every Need: As the mortgage climate has changed, M&T has changed with it. Our FHA product set allows you to offer a wide range of options to your customers:
FHA: Flexible financing features make buying a home with an FHA mortgage from M&T easy and affordable. Home sellers can contribute up to 6% of the home’s purchase price toward your customers’ closing costs. Homebuyers also have the option to pay their closing costs with a gift or grant, when available.
FHA 203k: A mortgage and home improvement loan all in one, it’s the perfect solution for the house that’s almost perfect. Now your customers can buy or refinance a property that needs renovation, repair or remodeling and finance both the purchase and improvements in one easy step.
All this, plus competitively priced conventional offerings reinforces M&T’s commitment to wholesale lending and to you, our brokers.
Regards,
Tod Edwards Group Vice President M&T Bank – Mortgage Division
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