Unique financing solutions that build Realtor relationships.

• Help your customers buy and renovate a home in one easy step with combined purchase / home improvement financing
• A great way to market distressed properties
• Finance almost any type of home improvement
• Expand your referral relationships to include home improvement contractors
• Avoid construction hassles with complete draw administration services from M&T

Programs include:

FHA 203(k)

• Low 2.25% FHA downpayment
• Streamline refi’s with renovation financing to $35,000
• Moderate max loan amounts vary by county
• 1 – 4 unit homes, PUD’s and 1 unit condo’s eligible
• Ideal for first-time homebuyers
• 6 months PITI may be financed when property must be vacated due to construction

FNMA HomeStyle

• Higher FNMA loan limits
• 95% LTV
• Appropriate for virtually any home improvement
• 6 months PITI may be financed when property must be vacated due to construction

Certain restrictions apply.